401(K) Optimizer What is the 401(K) Optimizer?The 401(k) Optimizer helps you customize your 401(k), 403(b), or 457 by recommending what to buy, when to buy and when to sell. Make your retirement savings work for you and your future. Receive ongoing guidance straight to your email and/or text and make better decisions about the money in your retirement account.What is a SDBA?A SDBA, a Self Directed Brokerage Account, is a window inside a company-sponsored retirement plan (401(k), 403(b), 457, etc.) which offers plan participants the option to invest in more than the limited pre-selected company choices. Access to professional money management, and additional investment options like stocks, bonds, mutual funds, ETFs, etc., allows investors to seek growth through guidance. By investing in additional options outside of the core choices, investors can strive to maximize returns through investments better suited to their goals and risk preference.How do I sign up?All you have to do to sign up for this free program is enter your email and create a password. You then enter some personal and financial data and be asked to afterwards fill out a risk tolerance questionnaire. The sign-up process is fast, easy, and secure.